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Home Insurance

Insure your home

Home insurance covers anywhere you might call "home". It includes houses, condos, apartments, mobile homes, trailers, or any home (house, apartment etc.) that you rent. If you live in it or own it, we can probably cover the building and/or the stuff inside.

We write comprehensive policies with some of the best coverage in the business including replacement cost for your personal possessions, and even guaranteed replacement is available for your home itself.

Types of Home Insurance Available:

  • Condo Owner
  • Manufactured Home
  • Mobile Home
  • Tenant/Renter's Policy
  • Dwellings (including vacant homes and homes currently without coverage)
  • Landlord

Optional Coverage

Policies vary greatly from company to company. What is standard with one, might be optional for another. The list below encompasses many types of coverage that may or may not be included with your current policy. If one or more of these options is important to you,

  • Flood
  • Backup of Sewers and Drains
  • Forgery and Alteration
  • Property off Premises
  • Computer Coverage
  • Collectibles, Furs, Jewelry, Guns, Tools
  • Off-premises Power Interruption
  • Computer Fraud
  • Business Property at Home
  • Electronic Transfer Fraud
  • Fungi, Mold and Bacteria
  • Fences and Outdoor Structures
  • Damage to Leased Property
  • Auto Rental Reimbursement
  • Towing
  • Auto "Gap" Coverage
  • Hired and Non-Owned Automobile Liability
  • Non-Owned Rented/Leased/Borrowed Equipment
  • Equipment Breakdown
  • Property of Others
  • Money and Securities
  • Valuable Papers and Records
  • Employee Dishonesty
  • Pollution Liability
  • Employment Practices Liability
  • Employee Benefit Liability
  • Business Interruption
  • Excess Liability Policies (also known as "unbrella" policies)
  • Liquor Liability
  • Completed Products Liability
  • Detached Signs
Proudly Representing:
Erie Insurance Hartford Insurance Progressive Auto Insurance Foremost Insurance Hagerty Insurance