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Personal Insurance

Life Insurance

Chu & Associates is your one-stop full service insurance agency. We cover everything from your health to your STUFF with equal aplomb.

Call us for a no-obligation insurance audit. We'll assess your current insurance programs to ensure that you are insured correctly and we'll check the competition for better features at better rates. If we can't beat your current program, we'll tell you that as well.

None of the information that we collect throughout the quoting process will ever be sold or used for any other purpose. We want you to be confident that the coverage you buy is the best value for you, whether it is purchased through us or another agent.

Home, Auto, Umbrella, Personal Insurance

Optional Coverage

Policies vary greatly from company to company. What is standard with one, might be optional for another. The list below encompasses many types of coverage that may or may not be included with your current policy. If one or more of these options is important to you, or you have questions as to whether they apply to your situation, we encourage you to contact us for explanation and evaluation.

  • Backup of Sewers and Drains
  • Forgery and Alteration
  • Property off Premises
  • Computer Coverage
  • Collectibles, Furs, Jewelry, Guns, Tools
  • Off-premises Power Interruption
  • Computer Fraud
  • Business Property at Home
  • Electronic Transfer Fraud
  • Fungi, Mold and Bacteria
  • Fences and Outdoor Structures
  • Damage to Leased Property
  • Auto Rental Reimbursement
  • Towing
  • Auto "Gap" Coverage
  • Golf Cart
  • ATV
  • Hired and Non-Owned Automobile Liability
  • Non-Owned Rented/Leased/Borrowed Equipment
  • Equipment Breakdown
  • Property of Others
  • Money and Securities
  • Valuable Papers and Records
  • Employee Dishonesty
  • Pollution Liability
  • Employment Practices Liability
  • Employee Benefit Liability
  • Business Interruption
  • Excess Liability Policies (also known as "unbrella" policies)
  • Liquor Liability
  • Completed Products Liability
  • Detached Signs
  • Flood
  • Life Insurance