The only people that need life insurance are the ones that plan on dying one day………………………
There are select other groups that may not need life insurance:
–You have more than enough cash and assets to cover everything in the event of your “unexpected” passing. And…….
–You have no short-term and no long-term debts. And……
–You have no family obligations. And…..
–There’s no need for retirement for your spouse or college for your kids. And…..
………..the list can go on and on. The point being, virtually everyone needs some form of life insurance. Think about it–you buy every single other insurance hoping that you never have to use it. This one has a guaranteed payout!!
So it ultimately makes sense that if you’re going to put your time in to getting some life insurance, do it once and do it right so you don’t have to worry about it again.
If you’re not quite sure where you are with your life coverage, think maybe you’re just OK with what you got, or things have changed and your coverage hasn’t kept up–the worst thing that can happen is you get free policy review to tell you that your situation is fine.
Call us at Chu & Associates for all of your life insurance needs and questions. We are always happy to hear from you and happy to help!